Consolidating signature student loans
There is no collateral or complicated application process - just the cash you need without a lot of hassle.We call it a Signature Loan, but it's really a personal loan that requires no collateral. You'll get your money fast*, and you'll have just one low fixed monthly payment.Personal Signature Loans are an excellent compromise between higher interest credit card debt and secured lending products such as a Real Estate Equity loan or Home Equity Line of Credit.
If you are, it’s as easy as saying “yes” to add this great benefit to your list of Overdraft Protection Sources which can also include a savings account, or credit card. You can still enjoy the benefits of Overdraft Protection.
The rate equals what you’re currently earning on the certificate, with only an added 2.25%. A consolidation loan can give you the leverage you need to lower your monthly payments, pay off bills, and save yourself the hassle of writing multiple checks.
If you like, we’ll even set it up so your payment is automatic. Maximum combined unsecured loans/credit lines per account is ,000, subject to approval.
PSECU members use personal Signature Loans for a variety of different reasons.
These can include: As noted above, a personal Signature Loan can be refinanced, though once the debt is paid, the account is closed.
Commitment Household members qualify for 0.10% (10 Basis Points) discount from the regular rate on consumer loans except credit cards and mortgage loans.